Why borrow from Lending Club?
Lending Club reduces that cost of bank lending, which offers direct savings

Currently all states are covered except for: Iowa, Idaho, Indiana, Maine, Mississippi, North Dakota, Nebraska, and Tennessee.
* Rate based on A1 Loan Grade, subject to credit approval. All loans made by WebBank, a Utah-chartered Industrial Bank. Annual percentage rates for all loans range from 6.78% (A1) to 27.46% (G5). Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.
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